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FBI (Finance & Business Institute) was established 15 years ago to help businesses find the funding & information they need to grow their business.
Large, Small or home based businesses all need cash flow to function profitably. FBI can help with business financing of almost any kind. There are several funders with money waiting to finance the right business.
The first and most important thing you must realize is no one will lend you money because you are a "nice guy" and have a "great idea" unless he knows you or has more money than he knows what to do with. There are millions or "great ideas" but they do not mean anything.
You must have some way to pay them back. Just like any business, a lender has a product or service which in this case is lending money. They must get their money back plus interest or a return on their investment (ROI).
For that reason, you will have to show them how you will do that and your business must have a good business plan or history to show that it will be able to provide the returns expected. They will do their Due Diligence which will include verifying your credit report information and ther financial statements, before lending you money.
Dick Brown, in his article "Mastering Due Diligence" states:
"So, before any entrepreneur approaches any potential investor, they
need a full, complete plan for how they'll: turn their idea into
reality; the reality into a highly profitable business: and, the
highly profitable business into liquidly for all the participants